Homeowner Loan rates start at 6.7% variable – any purpose!

We offer Secured Loans from £10,000 to £250,000 up to 30 years and Homeowner Unsecured Loans to £35,000 up to 7 years

Whatever your previous credit history, our experienced UK customer care team can help you find a loan with the best terms available including Third Charge Loans/Mortgages. Even if you’ve been turned down elsewhere, we could still help!

No obligation quotes that won’t appear on your credit report. We’ll find affordable loans to suit you.

Access competitive interest rates (fixed or variable) on a range of loan products.

Our experienced friendly service has no upfront fees, hidden costs or exorbitant charges.

Arrow Loans is a Lender and Introducer to other financial services companies. We receive commission as introducer.

What is a Secured Loan?

A secured loan is a “second charge mortgage” that uses your home as security against the loan that you take out. People use secured loans for many reasons, such as needing to raise a large amount of capital very quickly, having trouble qualifying for an unsecured loan, or simply just having a bad credit score.

You may have fixed your mortgage at a good interest rate and so it may be a sensible idea to leave your first mortgage alone and take out a second mortgage.

Lenders have the ability to exercise greater flexibility when deciding whether to award larger loans.

When applying for a loan, it is always important to remember that your home is at risk if you cannot keep up with the loan payments. If possible, always seek independent financial advice.

What is a Homeowner Unsecured Loan?

If you are a homeowner you can borrow unsecured from £10,000 to £35,000 with little fuss but you need to demonstrate that you can afford the repayments.

You will not be asked to provide the security of your home for this type of loan but your credit history may be important.

Taking out an Unsecured Homeowner Loan can be easy and is a suitable product for most homeowners.

We receive commission as an Introducer.

How can I spend the money?

There are many ways you can use the proceeds from your loan because they are usually for any purpose.

Many people use the money for home renovations, such as new bathroom suites or kitchens, new furniture or redecorating a home, or exterior home improvements. Lenders see these as lower-risk loans, because the homeowners are improving their property value with the proceeds.

Other uses for the money can include holidays, a car, a wedding, paying off or even consolidating your debts.