A direct-lender route
Arrow Loans can consider secured homeowner loan applications directly and will explain when it is acting as lender or introducer.
UK direct lender and introducer
A direct lender for homeowner loans.
Arrow Loans can consider secured homeowner loan applications directly. We may also act as a credit broker or introducer when we cannot underwrite an application ourselves, and we will explain which role applies.
An enquiry or quotation is not a guarantee that a formal offer will be made.
Areas we can help
Start with what you want to understand.
Each route explains the purpose in context, including the full commitment and alternatives worth considering.
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Secured homeowner loans
Understand second-charge borrowing, how it sits alongside a mortgage and what to review before enquiring.
Debt consolidation
Understand the costs and risks of replacing unsecured debts with one loan secured against your home.
Home improvements
Explore the considerations around using secured borrowing for renovation or improvement work.
Vehicle finance
Review the costs, term and alternatives before securing vehicle borrowing against your home.
Wedding costs
Consider the long-term commitment carefully when borrowing for a significant one-day event.
Holiday costs
Compare the life of the expense with the potential loan term, full cost and property risk.
Why Arrow Loans
Direct lending, with each role made clear.
Understand your route
Practical guidance helps you compare a homeowner loan with alternatives such as a further advance or remortgage.
Ask when you’re ready
Use the enquiry form or contact our team once you have reviewed the commitment and your options.
How it works
Three steps from research to enquiry.
Take the process at your pace. The existing guides explain what to consider at every stage.
See the full application process- 1
Explore
Review how secured homeowner loans work, the costs involved and whether another route may be more suitable.
Understand secured loans - 2
Prepare
Consider the purpose, amount, household budget, existing commitments and how repayments would remain manageable.
Review eligibility - 3
Enquire
Share your details for review. An enquiry or quotation does not guarantee that a formal offer will be made.
Check your options
Important information
Your home is part of the agreement.
A secured homeowner loan is secured against your property by a legal charge. Consider the full cost, repayment term, household affordability and lower-risk alternatives before proceeding.
Your home may be repossessed if you do not keep up repayments on a loan secured against it.Guides and answers
Read before you decide.
FAQs
Your secured loan questions, clearly answered
Browse practical answers about equity, affordability, applications, costs, alternatives and support.
Read more →CostsHow interest rates and loan costs work
Learn what to compare beyond the monthly payment, including fees, term and total amount repayable.
Read more →GuideHow homeowner loans work in the UK
A fuller guide to second-charge borrowing, property security and the questions to ask before proceeding.
Read more →Ready to take the next step?
Check your options when you’re ready.
Make an enquiry online or contact our team if you have a question first.
Your home may be repossessed if you do not keep up repayments on a loan secured against it.